Ensure a Cozy and Safe Winter: Essential Home Prep Tips

As winter approaches, the chill in the air reminds us of the need to keep our homes safe and warm. A few proactive steps now can prevent stress and costly insurance claims later. Here’s how to prepare your home for the cold months ahead.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste. Set yours between 68°F and 70°F while you're home to ensure comfort without high energy bills.

Seal Gaps Around Windows and Doors

Sealing gaps is a simple but effective way to retain heat and reduce energy bills. Check for drafts and apply caulk or weatherstripping as needed.

Schedule a Heating System Checkup

An annual inspection can help you avoid unexpected breakdowns during cold snaps. Regular maintenance ensures your heating system runs efficiently all winter long.

Insulate Exposed Pipes

Prevent pipes from freezing by insulating them, especially those in basements or exterior walls. This step is crucial in avoiding bursts and water damage.

Boost Indoor Air Quality

Use HEPA filters to reduce viruses and particles, or MERV 13+ for dust and allergens, either in your HVAC system or in portable units to keep the air fresh.

Clear and Check Solar Panels

If you have solar panels, activate winter modes and clear snow post-storm to maintain efficiency and energy generation.

Document Your Home Digitally

Use a smartphone to create a video walkthrough of your home and valuables. This documentation can streamline potential insurance claims.

Clean Out Gutters

Prevent ice dams by cleaning leaves and debris from gutters. This ensures efficient water drainage and protects your roof.

Even implementing a few of these tips can have a big impact on protecting your home during the winter months. Stay proactive, and remember, it’s never too late to start. Consider reviewing your homeowners insurance policy to ensure you're covered for any winter weather events.